https://radcenter.org/2022/03/31/the-whats-whys-and-hows-of-4-point-inspections/

To examine the object, it is necessary to have a trained professional. What exactly is a 4 Point Inspection? In a YouTube video, a user asks the channel YouTube “Florida Real Estate Scene.” Chuck Vosburgh, a Realtor, discusses the four factors that contribute to your inability to secure homeowners insurance.

The 4 point inspection covers the entire major system, which includes the roofing, electrical HVAC, plumbing, and roofing. The insurance company wishes to make sure that the roof is in good repair and has a minimum 5-year time span. Inspectors will check the safety of the electric system and assess if wiring was installed correctly and without risking the structure.

The plumbing system you choose to use should be secure and free from the possibility of leaks or clogs. Galvanized and plastic plumbing systems should not be used because of the potential for leakage.

Insurance companies usually give you the option of a grace period to make repairs on your property. Prior to approving your home the insurance company may suggest that certain things be replaced for example, the electric panel.

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